first-time homebuyer mortgage rates

first-time homebuyer mortgage rates

Real Estate Buy Sell Rent: Are You Missing $15K?

In 2026, first-time homebuyers should lock in a mortgage by comparing rates, timing the market, and budgeting closing costs. The process starts with a credit check, pre-approval, and a realistic budget that includes down-payment assistance programs where available. In the first quarter of 2026, the average 30-year fixed mortgage rate